The idea of being involved in an auto accident was not uppermost in your mind this morning. Even so, you now have to deal with the aftermath of a crash or other event. In order to protect yourself, it makes sense to arrange for an independent appraisal before submitting any car accident claims Southern Oregon to the insurance provider. Here are some of the reasons why this is a smart move on your part.
An Objective Evaluation
An independent appraiser is in a position to be completely objective. There is no reason to sway things in your direction because the appraiser will get paid no matter the outcome. At the same time, the appraiser will be under no obligation to make any decisions based on input from the insurance company.
This is exactly the type of situation that you want. It’s not about what anyone wishes would be true; instead, it’s about getting to the truth and working from there. You can place a lot of faith in that appraisal, something that may turn out to be more important than you anticipated.
The Value Brought by a Certified Appraiser
It’s not just the appraisal itself, but who is managing the process. You took the care to check into the credentials of the appraiser, and found out the professional is certified. This is something that may or may not be true. You decided to go with whomever the insurance company recommended.
Certifications for appraisers are not handed out in return for paying a fee. That means you can depend on the professional to possess the knowledge, experience, and expertise needed to ensure the appraisal is done properly. Without a doubt, an appraisal conducted by a certified professional will carry more weight in a number of settings.
A Better Idea of If the Car is Worth Repairing
Ultimately, the point of having an appraisal after an accident is to determine the impact on the car’s worth. It’s even worth repairing. Depending on the findings, the appraiser may recommend that your pursuit of car accident claims Southern Oregon lean more toward totaling the car.
At other times, there may be indications that repairing the car and seeking compensation for diminished value may be the most practical approach.
The insurance company may have other ideas. Simply put, it may be quicker and easier to offer to total the car. Pay you off, and then take possession of the vehicle and sell the parts for whatever can be gotten. If you’re fine with that, there’s no issue. Should you want to keep the car and believe that it is worth repairing. The appraiser’s findings might help a great deal.
An Expert Witness If You Need One
Depending on the circumstances, it may be necessary to take legal action. Should that happen, having a certified appraiser who can testify to the results of that appraisal will be helpful. In fact, it could be the deciding factor in your case.
Expert testimony could be the difference between having to make do with it. It is offered or being able to secure that you seek. You can depend on the appraiser to be totally honest in all the answers. It is what you will need if there’s any chance of the court seeing things your way. Read 4 Common Questions People Ask About Agreed Value Car Insurance Winnetka CA.
Don’t assume all will be well after an accident. Take a proactive approach and seek out an independent appraiser who happens to be certified. No matter what happens after it. You can rest assured there’s a solid foundation for whatever decision you make next.